Apply Online

Moreen Niwaha

Moreen Niwaha

Assistant Lecturer

Units

Contact Details

Research Platforms

Social Media

Moreen Niwaha is an Assistant Lecturer in the Department of Banking and Finance, Faculty of Business and Management Sciences at Mountains of the Moon University. She is an academic and finance professional with interests in banking, financial services, finance, and business administration.

Her academic and professional interests focus on banking and finance, with particular emphasis on financial services and business administration. She is currently pursuing a PhD in Business Administration, specialising in Banking and Finance, at Mbarara University of Science and Technology. Her academic background also includes a Master’s degree in Business Administration (Financial Services) and a Bachelor’s degree in Banking and Development Finance, both from Mountains of the Moon University.

Through her teaching and academic work, Moreen contributes to the development of knowledge and skills in banking, finance, and related business disciplines. Her work supports the university’s commitment to providing relevant business and financial education that responds to the needs of organisations and the wider economy.

  1. PhD in Business Administration (Banking and Finance) – Mbarara University of Science and Technology (On Track)
  2. Masters in Business Administration( Finance Services) – Mountains of the Moon University (2016)
  3. Bachelor of Banking and Development Finance – Mountains of the Moon University (2013)
  4. Certificate in Financial Literacy – Bank Of Uganda (2016)
1. Rwambale, K. M., Nimusima, P., Gladys, A., Bagonza, C., Niwaha, M., Nimusima, P., Gladys, A., Bagonza, C., & Niwaha, M. (2026). Cash Flow Management Practices and Financial Performance of Small and Medium Enterprises in Fort-Portal City Uganda. International Journal of Finance, 12(2), 32 – 47. https://doi.org/10.47672/ajf.2976.

2. Angee, G., Baguma, J., Kule, M., Rwakihembo, J., Nimusima, P., Maghanga, M., Niwaha, M., Baguma, J., & Kule, M. (2026). Operational Efficiency and Financial Performance of Agro- Processing Firms in Acholi Sub-Region. International Journal of Entrepreneurship, 9(1), 18 – 34. https://doi.org/10.47672/ije.2945.

3. Kataike, J., Mawenu, R., Mbabazi, G. M., Niwaha, M., Asiimwe, M., Sb, P. K., Kaija, M., Ronald, A., Rubalema, A., & Muhangi, B. (2024). Determining Marketing Channel Preferences among Smallholder Tilapia and Catfish Farmers in the Rwenzori Region. Journal of Economics and Sustainable Development, 15(8).

4. Thomas, S., Nimusima, P., Rwambale, K., Tibihikirra, P., & Niwaha, M. (2024). A Study on Electronic Marketing and Customer Loyalty of Small and Medium Enterprises in Rwenzori Region. International Journal of Finance and Banking Research, 10(3), 45–52. https://doi.org/10.11648/j.ijfbr.20241003.11

5. Niwaha, M., Schmidt, O., & Tumuramye, P. (2016). Financial Literacy and Development – Experimental Insights from Rural Micro- and Small Entrepreneurs (MSEs) in Western Uganda. International Journal of Development Research, 6(2), 6758–6764. http://www.journalijdr.com.

6. Patrick Rwakasoro; Pereez Nimusima; Moreen Niwaha; Angee Gladys; Erem Emmanuel; Kisu Yahaya; Godfrey Muhumuza – Empirical Study on Strategic Management Practices and Financial Performance of SACCOs in a Local Government Context-Uganda, https://doi.org/10.11648/j.sjbm.20251302.11
  1. Developing a modified amortization model for symmetric information on cost of debt; Uganda’s perspective. MMU Research Innovation Fund, 2nd Round, RIF Project Category
  2. Entrepreneurship, Education and Financial Behavior research project in the School of Business and Management Studies at Mountains of the Moon University, Uganda.  Survey of 660 credit clients in group lending methodology (October 2013- July 2015)
  3. ‘Gender-balance and microfinance product development‘; survey of 493 semi-urban respondents, focus-group discussions and product review; Funded by German Development Cooperation; April ‘2011 – Oct. ‘2013.
  4. ‘Savings behavior of tea farmers in Western Uganda‘; surveys of 100 small scale tea farmers and 100 casual laborers; Funded by Mpanga Tea Growers Factory and MMU; Aug. ’11 – June ’13.
  5. ‘Small scale farmers ‘credit and cash flows’; survey of 414 farmers; Funded by TRIAS (U);Aug ’12 – Feb. ’13.

1.      Rwakasoro Patrick     2022/U/MMU/MBA/010

Topic: Strategic Management practice and financial performance of SACCOs in Uganda. A case of Fort portal Tourism City

2.      Birungi Allen          2022/U/MMU/MBA/010

Topic: Supplier Management Practices and Procurement Performance of Local Governments in Uganda: A study of Kyenjonjo District Local Government.

3.      Mwesige Christopher

Topic: The effect of Procurement Processes Management on infrastructure project implementation in Uganda: A study of Ntoroko District Local Government.

4.      Mugisa Karim      2023/U/MMU/MBA/01782

Topic: Internal controls and financial performance of Microfinance institutions. A case study of HOFOKAM Limited.

5.       Kiiza Yosinta        2023/U/MMU/MBA/01058

Topic:  Effect of Revenue Collection on Infrastructure Service Delivery in Local Government: A case of Central Division Fort Portal City.”

6.      Bwambale Neckson

Topic: Ethical Accounting practices and Financial Reporting Quality: The moderation effect of IPSAS adoption among District Local Governments in the Rwenzori Region.

7.      Kabanyagaki Evelyne   2024/U/MMU/MBA/01221

Topic: Financial planning for retirement, literacy and post retirement well-being of retired civil servants in Kyenjojo District.